Salary Calculator
Convert any pay rate to annual, monthly, weekly, or hourly — and see the actual take-home after taxes.
Interactive Salary Calculator
Result
Use this free salary calculator to convert between hourly, weekly, biweekly, monthly, and annual pay — and see actual take-home after federal tax and FICA.
How to use this salary calculator
Select your input pay period (hourly, weekly, biweekly, monthly, or annual) and enter the amount. The calculator returns equivalent figures for all four other periods. Toggle on federal tax and FICA to see actual take-home instead of gross.
Worked example: $75,000 annual salary
A $75,000/year job at standard 40 hours × 52 weeks breaks down to:
- Hourly: $36.06
- Weekly: $1,442
- Biweekly: $2,885
- Monthly: $6,250
- Annual: $75,000
After 2026 federal tax brackets (single filer, standard deduction) and FICA, take-home is roughly $60,355 per year or $5,030 per month.
That same $75,000 expressed hourly is $36.06/hour. A freelance contractor targeting the same take-home would need to charge roughly $50-55/hour to cover self-employment tax, benefits, and unpaid weeks.
Adjust for unpaid time off
Salaried jobs rarely deliver 52 paid weeks. Adjust the “working weeks per year” to reflect your actual schedule:
- 4 weeks vacation + holidays: 48 working weeks
- 4 weeks vacation + 2 weeks sick: 46 working weeks
- Sabbatical or unpaid leave: subtract accordingly
For a $75,000 salary with 4 unpaid weeks off, the effective hourly rate is $75,000 ÷ 1,920 hours = $39.06/hour — slightly higher than the 2,080-hour divisor suggests.
Worked example: hourly with overtime
A job paying $30/hour with 10 hours of overtime per week at 1.5x:
- Regular pay: 40 × $30 × 52 = $62,400
- Overtime pay: 10 × $45 × 52 = $23,400
- Total annual: $85,800
- Effective hourly equivalent (50 hours/week): $33.00
Overtime boosts gross significantly but pushes more income into higher tax brackets. The tool’s tax toggle shows the actual take-home rather than just the gross bump.
Tips for using salary conversions
- Always quote total compensation. Salary is one component. Health insurance, retirement match, equity, bonuses, and PTO have real dollar value — often $10,000-30,000+ per year.
- Negotiate hourly, not annual, when possible. Hourly is the universal currency for comparing offers across pay structures. A $90,000 salaried role with no overtime is roughly $43.27/hour; a $50/hour role with 1,500 guaranteed hours is $75,000 — same headline, different structure.
- Use 2,080 hours as the default. That assumes 40 hours × 52 weeks. Adjust for shorter standard weeks or unpaid leave.
- Model overtime as upside, not base. Overtime is not guaranteed and can be cut. Build your budget on base pay.
- Factor in state taxes. Two jobs at $100,000 in Texas and California differ by $5,000-7,000 in state tax. Use a state-specific tool to refine.
Common mistakes
- Forgetting pre-tax deductions. Health insurance, 401(k), and HSA contributions reduce taxable income dollar-for-dollar. A job offering a $5,000 HSA contribution has higher total compensation than the headline salary suggests.
- Assuming paid holidays are bonus. Standard paid holidays are part of your salary, not additional. Negotiate based on the salary, not the calendar days off.
- Confusing gross and net in negotiations. A $80,000 gross offer for a single filer in a high-tax state is roughly $4,800/month take-home. Budget accordingly before accepting.
- Comparing salary without normalizing hours. A $90,000 job at 35 hours/week and a $90,000 job at 50 hours/week are not equivalent offers.
Related Tools
- Tax Calculator – Estimate federal income tax and self-employment tax for the 2026 tax year.
- Budget Calculator – Build a 50/30/20 budget from your take-home pay.
- Paycheck Calculator – Convert an annual income goal into a billable hourly rate.
- Percentage Calculator – Quick percentage math including percentage change.
- Inflation Calculator – Convert historical dollars to today’s purchasing power.
| Hourly rate | Weekly | Monthly | Annual | After 22% effective tax |
|---|---|---|---|---|
| $20 / hr | $800 | $3,467 | $41,600 | $32,448 |
| $30 / hr | $1,200 | $5,200 | $62,400 | $48,672 |
| $45 / hr | $1,800 | $7,800 | $93,600 | $73,008 |
| $65 / hr | $2,600 | $11,267 | $135,200 | $105,456 |
| $100 / hr | $4,000 | $17,333 | $208,000 | $162,240 |
Compare your options
Two methods, three minutes. The honest trade-off table.
This salary calculator
- + Converts hourly, weekly, monthly, and annual pay in both directions.
- + Models federal tax and FICA to show real take-home pay.
- + Includes overtime and shift differential support.
- − Does not model state taxes automatically (use the dedicated state tool).
PaycheckCity / SmartAsset
- + Full state-by-state tax modeling.
- + Supports W-4 details and deductions.
- − Ad-heavy interface with financial product upsells.
- − Conversion features are buried behind pay calculators.
ADP paycheck calculator
- + Industry-standard accuracy for payroll calculations.
- + Updated annually for tax changes.
- − Designed for payroll administrators, not individual users.
- − Limited to W-2 scenarios.
Who actually uses Salary Calculator?
Five concrete situations pulled from real sessions, with the exact inputs people paste in.
See total compensation on a consistent basis.
Convert one offer's salary to hourly and the other's hourly to salary. Run both through the tax estimator. Compare benefits-adjusted total comp, not just the headline number.
Translate an annual income goal into a billable rate.
Enter the income target and expected billable hours per week. The tool returns the hourly rate to charge, accounting for self-employment tax and unpaid weeks.
Convert irregular hours into a stable monthly figure.
Enter your average weekly hours and rate. The calculator returns a stable monthly income estimate suitable for budgeting — assuming consistent hours.
Quantify the annual value of an overtime opportunity.
Model regular hours at base rate, then layer in overtime at 1.5x. The tool shows the annual lift — and the marginal tax cost of pushing into a higher bracket.
Adjust for state income tax differences.
Two jobs at the same salary can produce very different take-home pay if one is in Texas and the other in California. The tool surfaces the difference after state taxes.
A salary calculator that translates between pay periods and shows actual take-home
Whether you are comparing two job offers with different pay structures, setting freelance rates, or just trying to budget from irregular hours, this tool converts between hourly, weekly, monthly, and annual pay and layers in federal tax so the figure you see is what lands in your account. The math is straightforward; the value is having one tool that handles all four pay periods.
Hourly to salary and back, in one place
Enter any pay period and the tool returns the other three. Change the input and the outputs update instantly.
Federal tax and FICA built in
The take-home figure reflects 2026 federal brackets and FICA. For pure conversion without tax, toggle that off and use the gross figures.
Adjust hours-per-week to match your job
Standard 40 hours is the default, but jobs with 35, 37.5, or 45-hour standard weeks are common. Override the setting to match your actual schedule.
No signup or storage
Run as many scenarios as you want. Inputs are not saved, and no account is required to use the tool.
What you only get here: a free, browser-based salary converter that handles hourly, weekly, monthly, and annual pay in both directions and shows federal take-home — without an account or a marketing email.